CENTRAL HUDSON EMPLOYEES FEDERAL CREDIT UNION
284 SOUTH AVENUE
POUGHKEEPSIE, NY 12601
(845) 486-5209


Available Services

If your busy schedule demands convenience, CENTRAL HUDSON EMPLOYEES FEDERAL CREDIT UNION offers many services to make handling the financial side of life a little easier. Realizing your time is valuable, the credit union offers: VISA Debit Cards, the Central Hudson Automated Telephone Teller (CHATT), Home Banking (Home Financial Services), On-line Bill Payment and Loans By Phone! Additional information regarding account access is provided after the list of financial services below.

Financial Services

Accessing Your Account

Debit Cards for ATM and Point of Sale Transactions:
 Our VISA Debit Cards can be used for ATM cash withdrawals at any ATM. To avoid a surcharge, use an ATM bearing one of the following logos: CU24, Pulse, Honor, NYCE, Cirrus or The Exchange. After 10 ATM transactions in a month there is $0.75 surcharge per transaction. Our Debit Cards can be used for Point of Sale transactions at thousands of merchants. There is no charge for Point of Sale transactions.

Home Banking (Home Financial Services)
 If you are visiting our Web site, you must have a computer. You can now access your Credit Union accounts on-line 24-hours a day, seven days a week from a computer. Click on the "Home Financial Services" button and sign up for access to your account today.

On-line Bill Payment
 In addition to accessing your Credit Union accounts on-line, you can pay bills on-line. Please note that this service is free if you use it. But if there is no payment activity for two months, a monthly fee of $4.95 will be applied until activity resumes. Features of the service include:

  • Recurring Payments (i.e., CHG&E Budget bill, mortgage, etc.)
  • Single Payments
  • Person-to-Person (P2P) Payments allow you to send money to anyone in the U.S. with an e-mail address and a bank account. Perfect for sending emergency dollars to a college student or reimbursing a friend.
  • Reminders and e-mail options will provide information without having to log-in.
"Test drive" the 0n-line Bill Payment software from the Credit Union's web site by:
  1. Clicking on "Home Financial Services".
  2. Clicking on "Bill Pay".
  3. Clicking on "Demo".
    If you like the "test drive",
  4. Sign up on-line at Bill Payer by clicking on "Enroll".

CHATT - 845.486.5337 or 1.800.655.9356
 From the convenience of any touch tone telephone, you can access up-to-date account information 24-hours a day, seven days a week with CHATT, our Automated Telephone Teller. With your account number and password, you can obtain detailed information about your accounts, transfer money between accounts, make loan payments, or make a withdrawal and have the check sent to your home, office or held for pickup at the Credit Union. If you have not used CHATT, you can call the Credit Union and obtain your own private password within a couple of minutes. Any of the staff will also be happy to show you how easily the system works, if you wish to come by the office for a demonstration. Click here to view the examples of CHATT dialog.

Loans by Phone - 1.877.322.1546
 You can apply for any of our non-real estate loan products 24-hours a day, seven days a week by calling the toll-free number listed above. A representative will transcribe all the pertainent information for your loan application. Some applications are approved instantly. Others require additional supporting documentation. In all cases, the application is faxed directly to the Credit Union where regular staff members will begin working on it as quickly as possible.



Questions? E-Mail Us at chefcu@aol.com


Copyright 2000, Central Hudson Employees Federal Credit Union, All Rights Reserved