Available Services

---

If your busy schedule demands convenience, CENTRAL HUDSON EMPLOYEES FEDERAL CREDIT UNION offers many services to make handling the financial side of life a little easier. Realizing that your time is valuable, the credit union offers: VISA Debit Cards, the Central Hudson Automated Telephone Teller (CHATT), Home Banking or Home Financial Services and Loans By Phone! Additional information regarding account access is provided after the list of financial services below.

Financial Services

• Share (savings) Accounts
• Share Draft (checking) Accounts with a monthly dividend paid, no balance requirements, no per check charges and no monthly fees!
  Click here for statement backer (reconciliation) sheet.
• Christmas Club Accounts  Click here for account application.
• Vacation Club Accounts  Click here for account application.
• Loans
    Click here for LoanLiner Application.
    Click here for LoanLiner Express Application.
• Certificate Accounts (CA's)  Click here for account application.
• VISA Credit Cards
• VISA Debit Cards
• Payroll Deduction  (Complete 3-part form - D1200-FK1)
• Direct Deposit
• American Express Traveler's Cheques, with no fees
• Cashier's Checks
• Theme Park Discount Tickets
• FREE Life Insurance up to $10,000 on loans

Accessing Your Account

Debit Cards for ATM and Point of Sale Transactions:
Our VISA Debit Cards can be used for ATM cash withdrawals at any ATM bearing one of the following logos: CU24, Pulse, Honor, NYCE, Cirrus or The Exchange. After 10 ATM transactions in a month there is $0.75 surcharge per transaction. Our Debit Cards can be used for Point of Sale transactions at thousands of merchants. There is no charge for Point of Sale transactions.

Home Banking or Home Financial Services
If you are visiting our Web site, you must have access to a computer. You can now access your credit union accounts on-line 24-hours a day, seven days a week from your computer. Click on the "Home Financial Services" button and sign up for access to your account today.

CHATT - 845.486.5337 or 1.800.655.9356
From the convenience of any touch tone telephone, you can access up-to-date account information 24-hours a day, seven days a week with CHATT, our Automated Telephone Teller. With your account number and password, you can obtain detailed information about your accounts, transfer money between accounts, make loan payments, or make a withdrawal and have the check sent to your home, office or held for pickup at the credit union. If you have not used CHATT, you can call the credit union and obtain your own private password within a couple of minutes. Any of the staff will also be happy to show you how easily the system works, if you wish to come by the office for a demonstration. Click here to view the new CHATT dialog.

Loans by Phone - 1.877.322.1546
You can apply for any of our non-real estate loan products 24-hours a day, seven days a week by calling the toll-free number listed above. A representative will transcribe all the pertainent information for your loan application. Some applications are approved instantly. Others require additional supporting documentation. In all cases, the application is faxed directly to the Credit Union where regular staff members will begin working on it as quickly as possible.

---

Questions? E-Mail Us at chefcu@aol.com


Copyright 2000, Central Hudson Employees Federal Credit Union, All Rights Reserved